BSI designed Cogent to be the next generation of Debt Collection Software. We researched dozens of collection agencies and law firms to discover what critical industry drivers, best practices, features and functions should be engineered into our Next Generation software solutions.

Cogent has been uniquely engineered and designed to put the control of the system in your hands to provide the agility to respond to today's constantly changing business requirements. Built on the latest technology platforms, Cogent interfaces with all electronic networks and vendors to provide a competitive advantage in the debt collection marketplace. Cogent easily scales in number of users and millions of accounts.

Cogent allows you to self-direct and automate your workflow through our "Rules Engine". This unique and powerful capability allows you to customize business rules and change them whenever needed. Cogent has a five layer security architecture that accommodates data encryption, and is offered as a stand-alone product or hosted by BSI within our Cogent ASP.

For our stand-alone clients we offer Disaster Recovery Services for the Cogent application.