Cogent intelligent collection software was developed as a highly scalable business solution for collection agencies and attorney firms. Cogent efficiently manages account inventory, seamless Import/Export of accounts, all customer interactions, litigation, collections, correspondence, payment processing, scanning and more, all from a system that is built on a technology platform embracing open architectures and debt industry "Best Practices". The product is engineered and specifically designed for collection agencies and attorney firms to provide ease of training, operational benefits, exceptional self-directed inventory management, and process efficiencies.

Cogent delivers dual paths for simultaneous collection and litigation workflow of an account, an import and export design tool providing do-it-yourself templates for ease of loading accounts from any data source, specialized litigation processing, a rules-engine controlled account workflow customizable for each agency/firm, client or creditor, as well as cost efficient and seamless third-party interfaces. In addition, powerful inventory control and operations management features put information at managers' fingertips to allow management of accounts and staff more efficiently. There is also a purchased portfolio tracking and modeling feature allowing accurate measurement of any portfolio's performance.

COGENT Agency Edition delivers many of the features found in the standard version of COGENT in a package designed exclusively for collection agencies.  In designing Agency Edition we strived to incorporate all the best ideas & practices known within the debt industry.  Then provide our users with the ability to customize them through process engineering.  Finally we leveraged leading technology to engineer the richness of the application, its features and business processes.